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EMPLOYEE BENEFITS - OUR DELIVERY MODEL

-   Group:

      -  Medical

      -  Life, AD&D

      -  Dental & Vision

      -  Disability

-   Voluntary benefits

-   Discount programs

-   Wellness programs

-   Long-Term Care (LTC)

-   Employee Assistance Programs (EAPs)

-   Employee Concierge Services

-   Individual:

      -  Medical

      -   Life & Disability

-   International Benefits

-   Employee Financial Wellness Programs

-   ID Security Protection

-   Pet Insurance

-   Self-Funded Plans:

    -  Pharmacy Benefit Management

    -  Stop-Loss

    -  Actuarial Services

-   Section 125 Plans:

      -  Flexible Spending Account (FSA)

      -  Premium Only Plans (POP)

-   Third Party Administration (TPAs)

-   Third Party Administrators (TPAs)

-   Professional Employer Organization Services (PEOs)

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